Banking built on verified assets, not promises.
TN CyberTech Bank Limited pairs everyday digital banking with tokenized investment products backed by gold, livestock, real estate and cash reserves — all settled on one authoritative ledger.
Buy, sell, exchange, transfer — all from one account
Every action runs against the Centralized Master Ledger, so your position is always accurate and accounted for.
Buy
Invest in a token backed by gold, livestock, real estate or cash reserves in a few taps.
Sell
Exit part or all of a position and settle straight to your ledger balance.
Exchange
Swap between token classes — say gold into real estate — without leaving the platform.
Transfer
Move a holding to another verified account, recorded on the same ledger entry.
How it works
From a verified asset to a position you can trade — in four stages.
Submit & verify
An asset is submitted, inspected and verified before it's tokenized.
Tokenize
The token is issued and recorded on the Centralized Master Ledger.
Invest
Buy into the marketplace and track it in your portfolio.
Manage
Sell, exchange, transfer or redeem whenever you're ready.
A bank built around the ledger, not the app on top of it.
TN CyberTech Bank Limited gives verifiable, real-world assets a digital investment path — without loosening the controls that make an asset trustworthy in the first place. The platform is a system of record first, and an investing experience second.
What we hold
Gold, livestock, real estate and cash-reserve positions, each verified and recorded before any token is issued against them.
Who we serve
Investors seeking asset-backed exposure, and asset owners seeking a verified, liquid market for holdings that are usually hard to trade.
How we operate
Separate verification, compliance and finance functions each sign off through their own workflow before a position reaches the marketplace.
Our approach
Custody-first, not code-first
The Centralized Master Ledger is the authoritative record of balances and transactions. Blockchain publication is an added layer of proof, never a substitute for it.
Separation of duties
Verification, Compliance, Finance and Operations each work through role-specific screens and approvals, so no single function moves an asset through the pipeline alone.
Disclosure without exposure
The public verification layer shares token supply, aggregate reserve information and signature status — never confidential customer or KYC/KYB data.
How an asset becomes a token — and how a token settles.
Four token classes, one workflow. Every asset is submitted, verified and recorded before it reaches the marketplace, and every trade settles back to the same ledger.
Backed by verified gold assets.
Backed by verified cattle assets.
Backed by verified real-estate assets.
Cash-reserve model; stablecoin status needs separate confirmation.
From asset to redemption
The same five stages apply whether the underlying asset is a gold bar, a herd, a property or a cash position.
Asset submission
An asset owner submits documentation and supporting evidence for the asset they want to bring onto the platform.
Verification & compliance review
The Verification team inspects the asset and files a report; Compliance runs KYC/KYB, risk checks and any holds before approval.
Tokenization & ledger entry
Once approved, the token is configured and issued, with the position recorded on the Centralized Master Ledger.
Marketplace & investment
Investors browse token details, buy into a position and track it through their portfolio and holdings.
Exchange & redemption
Holders can transfer, exchange or redeem positions; Finance handles settlement, fees and reconciliation against the ledger.
Security is the product, not a feature of it.
Every account, asset record and transaction runs through layered controls before it's trusted anywhere else on the platform.
Two-factor authentication
Every account is protected with Google Authenticator / OTP-based 2FA in addition to standard login credentials.
KYC / KYB & compliance
Identity and business verification, risk checks and holds run before any account or asset is approved.
Centralized Master Ledger
The single authoritative source for balances, detailed transactions, fees and settlement — confidential by default.